I saw in the paper today that Oregon will begin to crackdown on the payday loan industry and I for one am happy about it. Legalized loan sharking, as I call it, is such a fraud to the poor and uneducated. However, even the educated I bet can get consumed by luring idea of getting paid now instead in two weeks when you pay check comes in. Cant you wait. Anyway, its sad to think we need to develop laws to keep payday loan interest rates down so as not to harm people too bad just after we developed laws to make such loans legal. Wow is that ironic!

Look up down the major streets of your town and you will see the store fronts of these lenders. Now watch the comes coming in and look at the people. It saddens me to see a parent walk in while the other parent stays in the car with the kids. Do they know the spiral downward?

Too be continued….

This is a His and Hers blog, so be prepared to read a wide range of rambles…

First from Her…

As a homeschool mom Spring brings on a whole new set of challenges, how to stay motivated?! And I am not referring to the kiddos! The workbooks are only half used, but how can we keep going when the sunshine is so nice? The best solution: shake things up a bit…her are 10 quick shakers:

1. Add Monday-Fundays (most Fridays are fundays for a lot of homeschoolers, switch this to Mondays)

2. Set up an obstacle course to get energized

3. Start a new family chapter book, let go of the one you have been trying to finish and has been dragging on

4. Start watching your way through an old TV family series, we are just about ready to wrap up the first year of Little House on the Praire

5. Start schooling outside

6. Take on a unit study

7. Start planning a vacation together as a family, could be a weekend road trip for the Summer

8. Concentrate on an area of study, such as Journaling

9. Switch up your family schedule

10. Plan weekly field trips for the rest of the year

But most of all hug your little ones everyday and enjoy each other